ROI Calculator: What Borderless Is Worth to You | Borderless
ROI Calculator

What Borderless is worth
in real numbers.

Adjust the inputs to match your situation and see your personal annual advantage from tax optimization, reward points and business class flights.

Behind the numbers

How your annual advantage adds up.

There's no magic here. The calculator simply adds up three very real mechanisms of the U.S. financial system.

1. Tax optimization

Florida has no state income tax. The share of your income that runs through your U.S. LLC is compared with your current tax rate, and the difference is your potential. This lever takes full effect once you have properly moved your tax residence out of your home country.

0% state income tax

2. Reward points

U.S. business cards earn 2-5x points per dollar spent, many times the 0.5% cashback common in Europe. Run your ads, software and purchasing through the right cards and the points add up on their own. We calculate conservatively at 4x.

4x points per $1

3. Business class instead of economy

About 60,000 points cover a business class flight to the U.S. worth ~€3,500 (e.g. FRA-JFK). That's why our clients fly on their points, not on their bank balance.

~€3,500 per flight

An honest perspective: The calculator uses averages from more than 300 client projects. Your result depends on your situation. Important: as long as you are tax resident in your home country, your worldwide income is usually taxed there. The tax savings only apply after a clean exit (we help with that). Points and credit lines, on the other hand, work from day one. This is not tax or investment advice.

Your calculator

Now it's your turn.

Set the sliders to your situation, and the calculator shows your personal annual advantage in real time.

Your situation
Monthly revenue€10,000
€1k€500k
Your current tax rate35%
0% (relocated)50%
Monthly spending€3,000
€500€200k
Share of revenue through the LLC60%
10%100%
Your annual advantage
Tax optimization (0% state income tax)
-
-
Reward points per year (4x per $1)
-
Chase UR / Amex MR points
Free business class flights
-
FRA-JFK, MUC-LAX and similar
Total advantage per year
-
Tax savings + business class flight value

* Estimates based on averages. Not tax or financial advice.

Turn these numbers into reality.

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